Est. Melbourne · Considered Finance
Mortgage & Finance Broker · Essendon North

Melbourne Mortgage Broker · National Mortgage Solutions · Home Loans, Refinancing & Investment Lending

National Mortgage Solutions (NMS) is a mortgage and finance broker based in Essendon North, Melbourne, led by Bushra Yousif and a team with over 20 years of combined industry experience. We work with clients across Australia who treat their borrowing decisions with the same care they bring to the rest of their lives.

Reserve a Consultation Our Services
Our Approach

A quieter kind of brokerage.

We don't move fast and break things. We listen first, model the options carefully, and recommend the lender and structure that actually fits your circumstances.

National Mortgage Solutions was founded on a simple belief: the best financial decisions are made slowly, by people who genuinely understand your position. Whether you're a first home buyer in Essendon, refinancing in Brunswick, expanding a business in Footscray, or financing an asset in the Melbourne CBD — the work is the same. Listen. Analyse. Recommend. Execute.

We're licensed under outsource Financial, an award-winning premium mortgage aggregator, which isn't owned by a banking institution, wealth management group or an insurance body. With no ties to a particular product or loan provider, this means we, as your broker, will present you with impartial product comparisons; especially with access to over 80 lenders. But access isn't the differentiator. Judgement is.

Considered interior architecture
Essendon North · Melbourne · VIC Considered conversations.
Carefully crafted outcomes.
What We Arrange

Six disciplines.
One standard.

Every engagement begins with a conversation, not a calculator. We assess your full circumstance before recommending any lender or product.
01 —

Home Loans

Owner-occupier and investment lending across Australia. Pre-approval, purchase, refinance, and equity release.
02 —

Commercial Finance

Commercial property acquisition, development funding, and refinance for established businesses.
03 —

Business Loans

Working capital, equipment finance, and growth funding for Australian SMEs. Simple to complex multi-facility.
04 —

Asset Finance

Equipment, plant, and machinery finance. Chattel mortgages, leasing, and rental options structured for tax efficiency.
05 —

Car Loans

New and used vehicle finance for individuals and businesses. Competitive rates from prime lenders.
06 —

Personal Loans

Debt consolidation, home improvements, and major personal expenses. Clear guidance on whether borrowing suits your situation.
Our Lender Panel

Access to over eighty lenders.

Through our aggregator outsource Financial, NMS has access to over 80 lenders across major banks, non-bank lenders, and specialist finance providers — giving you options matched to your specific situation, not a single lender's appetite.

AMP Bank
Bank of Melbourne
BankSA
Bendigo Bank
Bluestone
Brighten
Firstmac
ING
La Trobe Financial
Liberty
NAB
Pepper Money
Resimac
St.George
Suncorp Bank
Westpac

National Mortgage Solutions is accredited with the lenders shown above, listed alphabetically, through our aggregator outsource Financial Pty Ltd. Lender logos remain the property of their respective owners and are shown only to indicate the lenders we are accredited with. Our lender panel is reviewed regularly.

20+
Years Combined
Experience
100%
Of Australia.
Covered.
6
Lending
Disciplines
You.
One Loyalty:
Yours.
Areas We Serve

Melbourne home. Australia-wide reach.

From our office at 188 Keilor Road, Essendon North, NMS works with clients across Australia. As a Melbourne brokerage we bring particular depth across the city’s inner west, north, north-west, inner south, and surrounding suburbs — and we work remotely with clients Australia-wide by video and phone.

Inner North-WestOur local patch

Northern Growth CorridorThe new north

Inner NorthAcross the city

Inner WestAcross the Maribyrnong

Inner East & SouthThe wider radius

Melbourne city apartment towers at dusk
Melbourne · VIC One city home base.
Every state served.
Tools & Calculators

Run your numbers.

Calculators to help you plan — estimate repayments, borrowing power, stamp duty across every Australian state, and more.

01

Mortgage Calculators

Six calculators in one place — repayments, borrowing power, LMI, refinance savings, and extra repayments.

Open the calculators →
02

Stamp Duty Calculator

Calculate land transfer duty for any state or territory — with first home buyer concessions, grants, and surcharges.

Calculate stamp duty →
03

Melbourne Mortgage Guide

Calculators and guidance tailored specifically for Melbourne borrowers and the Victorian market.

Explore the guide →

These calculators are for illustrative purposes only. They do not constitute credit, financial, or tax advice, and are not a guarantee of loan approval or borrowing eligibility.

Every application carries a reason behind it — a family growing, a business taking its first real step, a fresh start after a hard few years. Our job is never just to find a rate. It's to structure the loan around the life that reason belongs to.

Bushra Yousif · Managing Director & Senior Finance Broker, NMS
Frequently Asked

A few good questions.

NMS is based at 188 Keilor Road, Essendon North VIC 3041 and works with clients across Australia. In-person meetings at our office or at your home/business across Melbourne; video and phone consultations available Australia-wide.
We arrange home loans (purchase and refinance), commercial finance, business loans, asset finance, car loans, and personal loans. We have access to over 80 lenders through outsource Financial.
Yes. National Mortgage Solutions Pty Ltd (Credit Representative Number 555007) is authorised under Australian Credit Licence 384324, held by outsource Financial Pty Ltd. Bushra Yousif (Authorised Credit Representative 535893) is also a current member of the Finance Brokers Association of Australia (FBAA). We operate under the National Consumer Credit Protection Act 2009 and are bound by Best Interests Duty obligations.
In most home loan scenarios, NMS is paid commission directly by the lender — meaning our service is at no cost to you. For complex commercial or specialist finance arrangements, a fee may apply and will be disclosed transparently in writing.
Submit the enquiry form below, call 0493 007 245, or email admin@nms.net.au.
Begin a Conversation

Let's start properly.

Share a few details and we'll be in touch personally — usually within one business day. There's no obligation, no pressure. Just a real conversation about what you're considering and how we might help.

Direct
0493 007 245
Email
admin@nms.net.au
Office
188 Keilor Road
Essendon North VIC 3041
Hours
Monday – Friday
By appointment
Enquiry Form

Tell us a little about
what you're considering.

By submitting this form you consent to NMS contacting you. We will never share your details with third parties without your consent. Read our privacy policy.